The Examiner's Guide to
NAMLC Verification
A step-by-step resource for FinCEN examiners, state regulators, and internal auditors who need to verify AML/BSA training certificates during examinations instantly, independently, and without a login.
Built for Examination Use
Independent Authority
NAMLC is structurally independent from training providers. No conflict of interest. No self-certification. Third-party verification only.
Public Access No Login
Anyone with a Certificate ID can verify instantly at namlc.com. No credentials, API keys, or prior relationship required.
Immutable Registry
Every issued certificate is recorded permanently. Records cannot be altered retroactively, providing a defensible audit trail.
Regulation-Aligned
Training programs must demonstrate alignment with FinCEN guidance, the Bank Secrecy Act, and FFIEC examination expectations.
Timestamped Evidence
Every verification result includes a timestamp and URL. Screenshots are stronger evidence than a PDF certificate alone.
Identity Verification
The registry returns the certificate holder's full name. Compare against employee records to confirm identity match.
Verify in 4 Steps
From request to documentation, the entire verification process takes under 60 seconds per certificate.
Request Certificate ID
Ask the entity for the NAMLC Certificate ID printed on every valid certificate.
Enter ID Online
Go to namlc.com/verify-certificate no login or account needed.
Instant Verification
Get real-time confirmation of name, program, date, status, and issuer.
Document Result
Screenshot or save the result page as audit-ready evidence in your file.
Red Flags to Watch For
These four indicators should prompt immediate scrutiny during your examination or audit review.
Cannot be NAMLC-verified. Treat as unverifiable.
Double-check the ID. If still missing, the certificate is invalid.
Investigate potential fraud, sharing, or clerical error.
Expired certs do not satisfy ongoing requirements. Revoked certs are invalid.
What Counts as Proof
Acceptable Evidence
- NAMLC verification result page with visible timestamp
- NAMLC certificate PDF + live verification record
- Registry query showing Valid status for the Certificate ID
- Screenshots from namlc.com/verify-certificate with full output
Insufficient Evidence
- Training provider certificate without NAMLC verification
- Certificate ID that returns "Not Found" in the registry
- Expired or revoked cert without renewal documentation
- Certificate with name mismatch against employee records
Common Examiner Questions
How do I verify a NAMLC certificate during an examination?
Request the Certificate ID from the regulated entity, navigate to namlc.com/verify-certificate, enter the ID, and review the verification output which includes holder name, program, completion date, and validity status.
What if a certificate does not have a NAMLC Certificate ID?
If no Certificate ID is present, the certificate cannot be verified through NAMLC. Treat it as unverifiable and request alternative documentation or contact the training provider directly.
Is NAMLC a government entity?
No. NAMLC is an independent certification authority. Certifications are not government-issued licenses, but they provide independent, third-party verification of AML/BSA training completion.
What constitutes acceptable evidence of AML training?
Acceptable evidence includes a NAMLC verification result page with timestamp, a NAMLC certificate PDF with live verification record, or a direct registry query showing Valid status.
Examiner Support
Need help with a complex verification, bulk lookup, or regulatory inquiry during an active examination? NAMLC examiner support responds within 24 hours on business days.
For single-certificate verification, use the public tool at namlc.com/verify-certificate. Support is reserved for bulk requests, complex cases, and regulatory inquiries.
Ready to Verify?
Confirm any NAMLC-issued certificate in under 60 seconds. No account needed.