Frequently Asked
Questions

NAMLC (National AML Learning Center) is an independent certification authority that validates AML/BSA training completion. We provide a publicly accessible verification system so employers, auditors, and regulators can independently confirm that an individual has completed an AML/BSA training program that meets NAMLC standards.

No. NAMLC is an independent certification authority. We are not affiliated with FinCEN, any federal or state regulatory agency, or any government body. Our certifications are not government-issued licenses they are independent, third-party verifications of training completion that demonstrate alignment with industry-standard regulatory frameworks.

ACAMS issues professional certifications (CAMS, CGSS, etc.) that require examinations, continuing education, and membership fees. NAMLC validates training completion from authorized training providers we do not issue professional licenses or require ongoing membership. Think of NAMLC as the verification layer: we confirm that the training was completed, while ACAMS certifies professional expertise. Both serve different roles in the compliance ecosystem.

No. NAMLC does not develop, sell, or deliver training content. Training is provided by authorized partners such as Soflo Consulting LLC through amltrainingcenter.com. NAMLC independently reviews and certifies that the training program meets our standards but we do not create the curriculum or deliver the instruction.

Certificate verification through namlc.com is completely free. Anyone with a valid Certificate ID can verify a certificate instantly with no account, no login, and no fee.

A NAMLC-verified certificate proves that the named individual completed an AML/BSA training program that aligns with FinCEN guidance, BSA requirements, and industry-specific risk-based training principles. It does not prove professional licensure, regulatory authorization, or expertise beyond the scope of the specific training completed.

NAMLC reviews its certification standards at least annually and updates them as needed to reflect changes in FinCEN guidance, BSA amendments, FFIEC examination priorities, and emerging AML risk typologies. Training providers are notified when standards updates require curriculum revisions.

Yes. After verifying a certificate at namlc.com/verify-certificate, you can screenshot or print the verification result page. The result includes the certificate holder name, program, completion date, validity status, and timestamp making it a defensible piece of audit documentation.

Request the Certificate ID from the regulated entity, navigate to namlc.com/verify-certificate, enter the ID in the verification form, and review the result. The system returns the certificate holder name, training program, completion date, and validity status instantly. No login or account is required.

If no Certificate ID is present, the certificate cannot be verified through NAMLC. Treat it as unverifiable and request alternative documentation from the training provider or ask the certificate holder to obtain a NAMLC-verified certificate through an authorized training program.

Acceptable evidence includes a live NAMLC verification result page with timestamp, a NAMLC certificate PDF accompanied by a live registry query showing Valid status, or a screenshot of the verification output from namlc.com. Self-issued certificates without independent verification are considered insufficient.

Expired certificates do not satisfy ongoing training requirements unless accompanied by proof of renewal or re-certification. Revoked certificates are permanently invalid. In both cases, request that the certificate holder complete current training and obtain a new NAMLC-verified certificate.

Currently, verification is performed one certificate at a time through the public verification tool. For bulk verification requests during active examinations, contact examiner.support@namlc.com with your request and we will assist you within 24 hours on business days.

Yes. Once a certification is recorded in the NAMLC registry, the record is permanent and cannot be altered retroactively. This provides a defensible, immutable audit trail that examiners can rely on during regulatory reviews.

Visit the dedicated Examiner's Guide at namlc.com/examiners-guide for a step-by-step walkthrough, red flags to watch for, evidence standards, and a comparison of acceptable vs. insufficient proof. For technical deep-dives, see namlc.com/for-examiners.

Self-issued certificates from training providers cannot be independently confirmed. By verifying through NAMLC, you confirm that the candidate actually completed the training, that the certificate is current, and that the candidate name matches your records. This protects your AML program from unverifiable training claims.

NAMLC certificate verification is instant. Enter the Certificate ID at namlc.com/verify-certificate and the system returns the result in seconds. No waiting, no back-and-forth with training providers, no manual review.

First, double-check that the Certificate ID was entered correctly. If the result is still "Not Found," the certificate is not in the NAMLC registry. Ask the certificate holder to provide the correct ID, or request that they complete training through an authorized provider that issues NAMLC-verified certificates.

Yes. Many regulated institutions now specify NAMLC-verified (or equivalent independently verified) training as a requirement in their AML policy and job descriptions. This elevates your compliance program and gives examiners a clean, verifiable training record.

No. Anyone with the Certificate ID can verify instantly at namlc.com. No account creation, no API key, no corporate subscription. The verification tool is free and open to the public.

Your Certificate ID is printed on your NAMLC certificate, both in the digital PDF and on any physical copy. It is typically a 8-12 character alphanumeric code located near the bottom of the certificate, below the NAMLC seal.

Contact the training provider that issued your certificate (e.g., Soflo Consulting through amltrainingcenter.com). They can reissue your certificate or provide your Certificate ID. NAMLC does not store personal contact information and cannot look up certificates by name alone.

Most NAMLC certifications are valid for one year from the date of completion, reflecting the expectation that AML training should be refreshed periodically to stay current with evolving regulations. The exact validity period is displayed on your verification result.

To renew, complete a current training program through an authorized NAMLC training provider. Upon completion, a new certificate with a fresh validity period will be issued. There is no separate renewal fee through NAMLC renewal happens automatically when you complete updated training.

Yes. Provide your Certificate ID to any employer, auditor, or regulator who needs to verify your training. They can check it instantly at namlc.com/verify-certificate. You can also share a screenshot of your verification result as supplementary documentation.

Contact the training provider that issued your original certificate with documentation of your legal name change. They will issue a corrected certificate with your updated name, which will be reflected in the NAMLC registry upon re-certification.

Training providers must submit their curriculum for review against NAMLC standards, which include regulatory alignment with FinCEN guidance and BSA requirements, role-appropriate depth, verifiable completion mechanisms, and defined validity periods. Contact us at info@namlc.com to begin the review process.

NAMLC charges a one-time review fee for initial certification assessment and an annual standards compliance fee for ongoing endorsement. These fees cover the cost of standards review, registry maintenance, and independent verification infrastructure. Specific terms are provided during the application process.

Yes, authorized training providers may display the NAMLC certification seal on their certificates, course materials, and marketing once their program has passed review and received endorsement. Unauthorized use of the NAMLC seal is prohibited and may result in legal action.

NAMLC conducts periodic reviews of endorsed programs. If a program no longer meets current standards, the provider receives notice with required revisions and a compliance timeline. Failure to meet standards may result in suspension or revocation of endorsement.

Certificates are typically added to the NAMLC registry within 24-48 hours of course completion, once the training provider confirms that all requirements have been met. Some providers offer real-time registry entry through automated systems.

The public verification result shows the certificate holder's name, the training program completed, the completion date, and the certificate status (valid, expired, or revoked). No additional personal information such as email, address, or employer is displayed.

NAMLC stores only the minimum data required for verification: name, program, completion date, and validity status. We do not store Social Security numbers, addresses, phone numbers, or employer information. All registry data is protected using industry-standard encryption and access controls.

Yes and that is by design. Public verifiability is a core feature of the NAMLC system. Anyone with your Certificate ID can verify your training status, which is what makes NAMLC certificates valuable to employers and auditors. Your Certificate ID is not considered sensitive information.

If you believe someone is fraudulently using a NAMLC certificate, contact info@namlc.com with the Certificate ID and details of the suspected misuse. We will investigate and take appropriate action, which may include revoking the certificate or referring the matter to legal authorities.